Hillsborough, Pinellas and Pasco Counties - Up To $15,000 Assistance for First Time Home Buyers

Program Requirements and Benefits
Must be primary residence
Complete a homebuyer education course to be eligible for a First Mortgage Loan
First time homebuyer (Unless purchasing in a targeted area or are a qualified Veteran)
Meet program income & purchase price limits
Borrowers who qualify for a First Mortgage Loan automatically qualify for one of Florida
Housing’s downpayment assistance programs First Mortgage Loan Programs:
Florida First & Military Heroes Government Loan Program
Government (FHA, VA, USDA/RD) first mortgage loans
Veterans do not have to be first time homebuyers
Veterans and active duty military personnel qualify for a reduced interest rate
Florida HFA Preferred & HFA preferred PLUS Conventional Loan Program
These programs offer reduced mortgage insurance costs when compared with similar FHA Loans
Florida Assist Loan Program
0% interest, second mortgage down payment assistance program with no monthly mortgage payments
Due when the first mortgage is satisfied or when the financed property is no longer the borrower’s primary residence
HFA Preferred PLUS Grant
Downpayment assistance program
Offers qualified borrowers 3% of the purchase price (for down payment) in a non-repayable grant
Only available with a HFA Preferred PLUS Loan
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